personal loan
What documents are required for application?
Identity documents, proof of income and address, bank account records
Can a person who has been discharged from bankruptcy apply for a private loan?
Yes, you only need to provide a discharge order to apply.
Can I apply if I don’t have income proof documents?
We can handle this flexibly on a case-by-case basis.
property loan
What types of business do you accept?
We accept applications for any property, including: private buildings, tenement buildings, village houses, shops, factories, office buildings, parking spaces, etc.
Do you accept applications for properties held by companies?
Yes, only the shareholders of the company need to agree to be the guarantor.
What is the difference between net interest payment and interest-plus principal payment method?
Net interest payment: Only interest is paid in each period, and the interest of the last period must be repaid in full together with the loan principal; Interest-linked principal: The payment in each period includes interest and principal.
What are "one click" and "two clicks"?
The "first mortgage" is to use us to mortgage the property, borrow money to purchase the property or cash out the property; the "second mortgage" is to use us to mortgage the property again, but keep the original mortgage.
Can non-Hong Kong residents apply?
Yes, you only need to provide identification documents, passport and Hong Kong property information.
[Solemn Statement]:
Recently, a Japanese company, "Bright Finance Limited, English name: Bright Finance Limited" discovered that criminals were circulating some posts or posts in the name of "Bright Finance Group" and the company's name, trade name or trademark on different social networking sites and communication media platforms. Text messages, or even forging fake business registration certificates and wrong addresses, under the pretext of various loan sales, and conducting illegal activities.
The company now makes a solemn statement that the relevant documents, posts and text messages have nothing to do with the company, and the company has no relationship with "Easy Financial Group" and has never authorized such institutions or individuals to use Bright Finance Limited Trade name or trademark. The company has also contacted the police for filing.
Our company has nothing to do with the various consequences and impacts that may arise from the relevant posts and text messages. Our company would like to remind the public that if you receive suspicious messages or phone calls, please confirm with our company and do not allow criminals to take advantage of them.